When people struggle with problems like addiction, they aren’t always sure where to turn for help. It’s even more difficult when they have to plan how to pay for treatment. Thankfully, many health insurers offer coverage for addiction treatment. However, does Cigna cover mental health treatment?
What Is Cigna?
Cigna is a nationwide health insurance provider. The company first came about in 1792 under the name Insurance Company of North America. Today, it provides insurance to millions of people across the nation. With a main office in Connecticut, Cigna provides insurance in several categories, including dental, disability, medical, accidental, and life.
Does Cigna Cover Mental Health Treatment?
What a lot of people need to know is “does Cigna cover mental health treatment?” The short answer is yes, it covers mental health problems. However, the coverage varies greatly depending on people’s individual policies.
Does Cigna Provide Coverage for Addiction?
Since 2010, the government requires insurance companies like Cigna to provide coverage for addiction. The reason is that new regulations list addiction as a mental disorder rather than a character flaw or defect.
What do the changes mean for people who need treatment? Before these new regulations, many insurers simply didn’t offer policies that included addiction. Because of that, people had to pay for these services out of their own pockets. The changes mean that they now get help with paying for the expense so that it’s more affordable.
The Importance of Finding High-Quality Addiction Treatment
Finding reliable addiction treatment isn’t something that people can take lightly. The right care makes a difference between overcoming addiction or not. High-quality addiction treatment doesn’t always come cheap, but insurance can greatly reduce the out-of-pocket costs.
The best rehab centers accept the biggest names in the health insurance market, including Cigna. The more insurance providers that they take, the more people that they can treat.
Verifying insurance isn’t a long or hard process, either. Most rehab centers provide a way for potential clients to do it online. For those who don’t feel comfortable doing it online, they can call the rehab centers for help. The staff members should be happy to assist.
Let Us Provide Treatment for You
Not only does Cigna cover mental health treatment, but at Ocean Recovery, we accept Cigna policies. Our insurance verification process is quick and easy. We want you to spend less time worrying about how to pay for treatment and more time getting it. Some of the programs that we offer include:
- Dual diagnosis treatment
- Eating disorder programs
- Residential rehab
- Gender-specific treatment
- Aftercare program
- Extended care rehab